Middle class debt is often invisible. On the outside, everything looks, well, middle class. But mountains of debt in the background can seriously hold people back. If you're struggling, it's time to Show Money Who's Boss!

Heather E. Schwartz bio


I've been a professional writer for more than 25 years. My books tell other people's stories, but you know what? I have stories, too! I've chosen to tell this one, about digging my way out of debt and getting good at money, because I want to help others. I know how it feels to be drowning in debt (not good).  And now, I also know how it feels to wrestle control of the situation (much better!).

Read my blog to learn from my journey (and hopefully be entertained, too). And watch for my money column which will appear monthly in the Capital District Parent Pages starting in January

No matter what your situation, please remember to always have hope!

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